Tagged : Investing

Found 8 blog entries tagged as "Investing".

A well-equipped home tool kit is not just for weekend warriors and do-it-yourself types. Hanging a picture, tightening a cabinet door, or assembling a Swedish-built cabinet are all moments when one might reach for a tool kit. If your toolbox consists of duct tape and a hammer, a quick, inexpensive trip to the local hardware store can save you lots of time and headache later when you need your tool kit.

Essential Components of the Home Tool Kit

• Hammer – The hammer is the most used tool in any home. Choose one that feels comfortable in your hand and is light enough that you can use easily.

• Screwdrivers – While fancy ratcheting screwdrivers are comfortable, the plain old inexpensive ones work just fine. Make sure you have at least one flat

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Accessory dwelling units (ADUs) have become very popular over the past few years. Often called “Granny Flats,” these units have often been used to provide for multi-generational housing needs, but they can also become a great source of secondary income. ADUs can also make great home offices, guest suites, game rooms, and home theaters.

With new zoning laws paving the way for more ADU options, here are 5 things you should know before moving forward.

1. Types of ADUs – There are many different types of ADUs. From detached units to garage conversions, what form the ADU should take will depend on your property and your needs.

2. Zoning Laws Vary – Almost all jurisdictions require permits, but zoning laws also outline the rules for your location

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Buying or selling a home can be stressful, even in normal times. Right now, when the housing market is moving at a frenetic pace, both buyers and sellers are making quick decisions and are feeling extreme pressure. As the tension rises, it can be easy to overlook the end goal; right-sized home, relocation, dream home, etc. Try not to lose focus!

Buyer Challenges

Facing a very tight inventory of available properties, buyers have limited time to arrange to tour homes and knowing they must make a quick decision once they have. Buyers do not have the luxury of a second look or hesitation and often are competing against multiple offers, adding to the pressure.

Seller Challenges

Sellers are also feeling the challenge of the frantic pace. While

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Everyone can agree that 2020 was a very difficult year; the pandemic forced us all to spend more time in our homes than ever before. This renewed focus on our living space resulted in a new appreciation of the way our surroundings affect us.

With more family members working and studying from home, the bedroom offers a personal sanctuary in which to relax and refresh. Making a few simple changes can transform your bedroom into a personal retreat to be enjoyed any time of the day.

New Trends for Bedrooms

Canopy Beds – A focal piece for the room, modern canopy beds are open and streamlined.

Headboards – Headboards are a simple way to update a look without taking up space; add some pattern or texture to the room.

Comfortable Furniture

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Tips for the First-Time Home Seller

There is a lot of attention paid to first-time homebuyers. Most real estate agents and lenders have some kind of guide to help first-time homebuyers navigate their first home purchase, but what about the first-time seller?

Selling your home for the first time can be just as confusing as a home purchase, so here are a few things to remember as you navigate your home sale.

Before that first showing, it’s important to prepare. This involves not only cleaning, decluttering, and staging the home, but also learning about your local real estate market and finding the best agent for your needs.

Interview more than one agent and ask lots of questions. Learn about the services they offer: do they include professional

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5 Refinancing Mistakes to Avoid

Mortgage interest rates are the lowest they’ve been in years and perhaps you’re wondering if it’s time to refinance your loan. Lenders advertising their refinancing services make it sound as easy as filling out a form and paying less each month. While refinancing does not need to be complicated, here are 5 common mistakes that could cost you thousands of dollars over the course of the loan. Refinancing can be a great experience if you can avoid making these mistakes.

1. Not Shopping Around – Not all loans are structured the same. It’s important to compare your options. Even loans with the same interest rate can have different costs, fees, and terms.

2. Shopping for Too Long – Interest rates change quickly and,

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Weekend Project – Organize Your Kitchen Pantry

The kitchen pantry is one of those areas that can quickly become a mess. Older cans and boxes keep getting pushed to the back and forgotten. How many of us have found cans of green beans dating back a decade or two during a spring cleaning? Or a box of crackers that went stale because you forgot (or didn’t know) it was opened?

If you have a free weekend and are looking for a satisfying project, consider a pantry clean-out and reorganization. It’ll eliminate some stress if you can actually see the groceries and supplies you have, and make sure they’re fresh! Here are a few quick ways to bring order to your food pantry.

1. Use Clear Storage Containers – Using clear and stackable storage containers

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Downsizing Made Easy

If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy – determining where to begin is much harder. The accumulation of decades of living can feel overwhelming; taking the move step by step will help you break it down into manageable stages.

Before you do anything else, do your research and find the right location for your new home. Explore different communities and learn the pros and cons of each. While seniors often move to 55+ developments, there are also many other choices for low/no-maintenance properties.

 

Consider condominiums, townhouses, and patio homes as part of

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