Tagged : Homeowner

Found 7 blog entries tagged as "Homeowner".

 

The way Americans use their homes has changed since the advent of the pandemic and has encouraged interior design trends for 2022.  These ideas are so smart, they’re likely to stick around even after the pandemic is over.

Smart furniture – According to Puffy.com, the smart furniture industry is on track to reach $244 million by 2024. Televisions can double as artwork when turned off, couches, beds, and chairs offer charging ports, but most exciting are coffee tables that come with refrigerator drawers so you never have to leave the game to grab a cold one.

Muted but colorful décor – Color palettes for 2022, such as those suggested by Benjamin Moore, are calling for blue, green and yellow colors on the paler side, far from the dark and moody

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Whether you plan to buy a single-family home, condo, or townhouse, buying in a
new development can cause years of issues if you don’t choose a property with a
solid, reputable home builder.

It’s exciting to consider buying new construction, a brand-new home suited to
your specific needs and taste. Yet unlike the resale homes, there are no previous
owners to provide disclosures detailing issues with construction, lot, or property.
In this case, one is relying on the builder to provide a high-quality home in both
construction and materials.

As with any home purchase, doing your homework ahead of time can save you
thousands of dollars over the long run. Start by researching the builder of the
subdivision. Check for other projects, both current and past.

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The strong seller’s market has prompted homeowners across the country to consider selling their homes. What if your property is a rental unit with tenants in place? Can you still sell and take advantage of the rising home values? Yes, by understanding the steps and following a few tips, you maximize your profit in this strong market.

The first step in selling your home with tenants in place is to understand your rights and responsibilities. The kind of lease you hold will determine if you can simply give notice to the tenants or if the new owners will buy the home with a lease in place. Only month-to-month leases can be terminated unilaterally with proper notice.

Next, meet with the tenants and discuss the situation. Explain your reasons for

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Keeping the Homeownership Dream Alive

Buying and owning your own home is no easy task, and there are moments on everyone's journey when they feel like it's impossible. However, there are plenty of resources available to help make your dream of becoming a homeowner a reality.

The first step you should take when you're ready to consider buying a home is to check your credit score and/or start building your credit. Lenders want to see that you’ve been able to pay back borrowed money on time, and without missing payments or defaulting on the loan. If you have a poor credit score, you'll need to spend the next several months, or even years in some cases, improving it by paying off any debt you currently have and making sure to make all payments on

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Fun Math Rules for Homeownership

There are some easy ways to remember how to handle your money so that you can become a homeowner, prosper as a homeowner, and ultimately, sell your home at a profit.

The 50/20/30 rule. Your spending can be divided into three categories - Needs, Wants, and Savings. Allocate 50% of your after-tax income for needs such as food, rent, etc. Wants are things you can live without that make life easier or more enjoyable but should be no more than 30% of your budget. Twenty percent should go into savings and investments like IRAs or 401Ks.

The Rule of 72. This formula offers insight into how long an investment will take to double its return. If your home appreciates at 3% annually, it should double in value in 24

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◼️ 부동산 칼럼

지난주 칼럼에서는 홈바이어로서 꼭 사전에 숙지하면 많은 도움이 될 사항들에 대해서 정리해 보았는데, 이번주에는 홈오너와 셀러로서의 이점에 대해서 살펴보도록 하겠다.

  1.  셀러로서의 이점: 어시틴 지역은 셀러마켓으로서 아무래도 많은 경우 바이어보다는 셀러가 주택거래상에서 주도적인 위치에 있는것이 부인할 수 없는 사실이다.  즉, 셀러의 요구조건들이 더 받아들여지기가 좀 더 수월하다는 의미있다. 예를들어, 셀로로서 클로징데이 이후에도 집에 거주할 수 있는지 여부를 문의를 받은 적이 있는데, 클로징 데이 기준으로 소유권이 새로운 집주인 (바이어) 한테 넘어 가기때문에, 이 전에 이사를 나가야 한다.  다만, 여의치 않는 경우 바이어의 오퍼를 받을때, 추가적으로 Seller's Temporary Residential Lease 계약서를 추가하여, 클로징 이후 90일까지 같은 집에 거주할 수 있는 방법이 있다 (소유권은 클로징 기준으로 넘어가고, 원래 셀러가 세입자가 되는 방법).  물론, 바이어가 입주를 조정할 수 있는 상황이 되어야 이를 고려할 수 있지만, 아무래도 복수 오퍼 상황이 되면 많은 경우 셀러가 원하는 상황으로 조정이 가능한 것이 현실이다. 셀러가 현재 집을 팔아야만, 다음 집을 살 수 있는 경우는 어떨까? 그런 다음 집에 대해서, 오퍼할때 현재 집이 팔리는 것을 조건으로 계약서를 추가할 수 있다.  다만, 셀러마켓 상황에서 이러한 조건이 불리하게 작용하는데, 그런경우 다음 집 구매 타켓을

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Be Ready for Unexpected Expenses

Congratulations, new homeowner! You’ve overcome the biggest hurdle – buying your first home - and now it’s time to switch your attention to maintaining and protecting your investment. Your electrical, water, gas and A/C systems may be working fine for now, but sooner or later, you can expect a major repair or replacement expense. All you need to do is be prepared.

Plan ahead. The International Association of Certified Home Inspectors offers a handy reference called The Standard Estimated Life Expectancy Chart for Homes. Compare the chart to your inspection report and you’ll be able to gauge how much life is left in your appliances and systems. If you know that your A/C unit is 10 years old and the life expectancy

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