Tagged : buying a home

Found 58 blog entries tagged as "buying a home".

 

Buying a home is often an emotional decision; perhaps even more so than a practical, financial decision. Real estate marketing has recognized this for decades which is why agents have emphasized curb appeal and staging to their clients. Open houses have featured the smell of fresh baked cookies and soothing music, all in an effort to appeal to the buyer’s sense of home and comfort.

Many homeowners ponder this question, along with whether they can make adjustments via remodels or additions. The fact is that our tastes, needs, and lifestyles change and evolve over time. The past few years have dramatically changed the way we look at our homes. More people than ever before now work from home. That cute cottage or condo might have been the perfect

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Consumers who make late credit payments have no idea how badly their credit scores can be affected or how long it takes to repair the damage.  According to Nerdwallet.com, a late payment of 30 days or more can knock as many as 100 points off your credit score and stay on your credit report for up to seven and a half years.

FICO scores, the credit-scoring system used by the Fair Isaac Corporation, help banks and other lenders determine a borrower’s creditworthiness. Your scores can change with every new report from a creditor, but nothing impacts credit scores like a missed payment. Your payment history accounts for 35 percent of your FICO score, advises credit bureau Experian.com. Other factors include the amounts owed (30%) credit history

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Did you know that each year paint and pigment companies work hard to predict the hottest trends in colors. They choose the “Color of the Year” and home designers love to infuse new tones and hues into their new designs.

For 2022, Shades of Green will be all the rage. While there is no consensus about the specific shade of green and the colors range from soft neutral mists to deep evergreen, suddenly style magazines are boasting green in everything from furniture to fixtures.

Home designers have wasted no time incorporating these new colors in their styles. Accent chairs in bright bold Seafoam will instantly add a modern touch to your living spaces. Backsplashes in olives and cypress create a new ambiance for the kitchen. A soothing color, green

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Winter weather is a wonderful time to huddle by a warm fire and enjoy some well-earned relaxation. The cold weather invites you to ignore home projects and wait for spring to beckon you outside again. Unfortunately, maybe homeowners don’t realize that they are making critical mistakes which can cost thousands of dollars to correct.

7 Mistakes Homeowners Make During Cold Weather

1. Skimping on Small Protection - A little frozen water can do a lot of damage. Faucet protectors, foam insulation, and leak detectors are an easy weekend DIY to protect your home for little cost.

2. Enjoying the Icicles - Icicles are picturesque, but before you put them on your Facebook feed, it would be better to remove them and clear the gutter; icicles

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It’s no secret that many prospective homebuyers are finding the current real estate market challenging. One of the more unexpected consequences of the Covid pandemic was the hyper-focus on one’s home. This has resulted in a robust market where sellers are seeing advancing home sales prices and multiple offers.

While competition is fierce, clearly for sellers to sell, they need buyers. If your goal is to find a new home this year, there are a couple ways you can maximize your ability to have your offer accepted.

Two Ways Homebuyers Can Win in Today’s Market

1. Act Early - There are a couple reasons why home buyers should start early this year. With rising inflation, interest rates are likely to rise this year. While conventional wisdom may

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Your home’s marketing begins when your Berkshire Hathaway HomeServices network professional submits your listing to the local multiple listing service, or MLS. Brokers share their listings with other brokers in the MLS, making it the best chance of selling your home quickly and for the most money.

During the critical first two weeks of marketing, your listing agent will schedule your home on the MLS tour for other agents to see as well as contact their network to let them know your house is coming on the market. The MLS distributes data about your home on the MLS website, your broker’s website, other broker websites, and third-party sites such as Realtor.com.

Other data such as mapping, satellite image, neighborhood information, tax roll data,

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Fusion restaurants have been blending various culinary tastes for years with exciting new dishes and flavors. Japandi may sound like the latest dining fad but it’s the home design trend that’s taking the world by storm. A careful merging of Scandinavian elements with Japanese lines, Japandi is making a strong appearance in home magazines and shows.

Hygge and Wabi-Sabi

No, these aren’t condiments for your California roll. Hygge is a Danish word meaning coziness and emphasizes the use of natural materials in furniture and fabrics to add softness in line and feel. Wabi-Sabi is the Japanese design style that centers around the idea that something doesn’t need to be perfect to be beautiful. Imperfect shapes, lines, finishes can add a sense of

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Mortgage lenders depend on the information found in credit reports and credit scores. One of the numbers that cause fluctuations in a consumer’s credit scores is inquiries.

Inquiries, according to Equifax.com, are “entries that appear on your credit report when your credit information is accessed by a legally authorized person or organization (including yourself).” Inquiries can include “an application for credit, goods or services; an account review made by a company that you already do business with; or a preapproved offer of credit.”

Inquiries can be either hard or soft. Soft inquiries such as account reviews, preapproved credit applications, and employer checks don’t impact credit scores. Consumers can check their own credit without

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Any kind of construction project is loud and dirty. For homeowners starting their project, they have the anticipation of the finished product to look forward to. But what if the project isn’t your own but your neighbor’s? You have all the hassle with none of the excitement of the result. Having construction going on next door is never fun, but you can mitigate the negative aspects by following a few tips.

Talk to Your Neighbor, then Talk to the Contractor

In a perfect world, your neighbor will come to you first, but this isn’t always the case. At the first sign of construction, get in touch with the owners and discuss the scope and timeframe of the project. Discuss any specific issues or occasions you have planned that the project could impact,

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Each year, home renters face the question of whether to renew their lease for another year or determine if it is time to buy a home of their own. Over the past couple of years, the US housing market has changed dramatically as home values have soared and interest rates have remained low. So, if you are still renting your home, it might be time to buy instead.

4 Facts About Renting your Home

1. Rents Are Rising Quickly – Higher priced home values drive higher rent costs. While a 30-year fixed home loan will provide steady monthly payments for the duration, most renters are shocked to see their housing payments rise each year.

2. Paying for Your Landlord’s Equity – As home prices rise, so does the equity in the property. As a renter, you are

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