Berkshire Broadcast

  • Choosing your Real Estate Agent. (call Jessica Hatchett)
  • Choosing your lender (know about different types of mortgage loans and pre-qualification).
  • Selecting your home (determine the type, the price, and the location).
  • The Offer (once you have found the property make a written offer through your real estate agent).
  • The escrow process (when you have reached an agreement with the seller, the initial good-faith deposit is given to an escrow representative, and the process begins).
  • The mortgage loan (a mortgage loan is requested, filling out the appropriate forms).
  • Preliminary title report (is reviewed and accepted).
  • Inspections and disclosures (the property is inspected during the period specified in the contract, and all
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A Home Warranty is a contract between a homeowner and a home warranty company that provides for discounted repair and replacement service on a home's major components, such as the furnace, air conditioning, plumbing and electrical system. A home warranty may also cover major appliances such as washers and dryers, refrigerators and swimming pools. Most plans have a basic component that provides all homeowners who purchase a policy with certain coverages. In addition to the standard items, expanded coverage can usually be added at a premium.

A home warranty is not the same thing as homeowners insurance, nor is it a replacement for homeowners insurance. Homeowners insurance covers major perils such as fires, hail, property crimes and certain types of

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